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	<title>bankchargerefunds.com</title>
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	<description>Articles that help you through the credit maze</description>
	<lastBuildDate>Wed, 26 Nov 2008 12:11:44 +0000</lastBuildDate>
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		<title>UK Bank base rates drop.  What difference will it make?</title>
		<description>by Chris Clare

At a meeting of the Bank Of England's monetary policy committee today the 6th of November 2008 the Bank decided to drop bank base rate by a whopping 1.5%. This level of reduction has never been seen before and the new bank base rate of 3% has not ...</description>
		<link>http://www.bankchargerefunds.com/uk-bank-base-rates-drop-what-difference-will-it-make/</link>
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		<title>A Better Real Estate Deal In Winnipeg Than In Toronto!</title>
		<description>by Dane Masters

Three years ago, there was a real boom in real estate in the state of Toronto.  Our family who lived there took a decision to move out, and sold our town home.  The result was a nice tidy sum, enough to pay off a previous mortgage, ...</description>
		<link>http://www.bankchargerefunds.com/a-better-real-estate-deal-in-winnipeg-than-in-toronto/</link>
			</item>
	<item>
		<title>Quick Credit Repair</title>
		<description>by Caden Flynn

Be honest with yourself. There are some problems related to credit that are complicated and need very sophisticated answers that often take many months or even years to solve. If, however, your problems are only "on the surface", there are some things that you can put into place ...</description>
		<link>http://www.bankchargerefunds.com/quick-credit-repair/</link>
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		<title>Remove Charge Off</title>
		<description>by Matt Douglas

A charge off can be removed by disputing the mark. This must be done directly with the credit bureaus.

A dispute is your way of saying this mark is not accurate or not valid. There are two ways to file a dispute.

1. Write a dispute letter

You can write a ...</description>
		<link>http://www.bankchargerefunds.com/remove-charge-off/</link>
			</item>
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		<title>Loans For People with Bad Credit</title>
		<description>by Joe Boyd

Don't let your past mistakes keep you from living your life. Just about everyone has committed a financial faux-pas at one time or another. Many lenders recognize that a poor history doesn't always make for a risky customer. There are loans for people with bad credit available. You ...</description>
		<link>http://www.bankchargerefunds.com/loans-for-people-with-bad-credit/</link>
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		<title>Why Personal Loans In The UK Mean More Options For You</title>
		<description>by Chris Channing

Personal loans have experienced a jump in interest, many people are using them more often to cover personal expenses. Personal Loans in the UK are gaining more popularity as well, and more options are becoming readily available for its residents.

How much you need to borrow is important. You ...</description>
		<link>http://www.bankchargerefunds.com/why-personal-loans-in-the-uk-mean-more-options-for-you/</link>
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		<title>A warning to credit card tarts</title>
		<description>by John Evans

Ah, you cheeky little card tart you. You're probably reading this because you're one of those people who know what a 'card tart' is. You may have been serially transferring your balance from card to card for years, taking advantage of all of those scrumptious 0% balance transfer ...</description>
		<link>http://www.bankchargerefunds.com/a-warning-to-credit-card-tarts/</link>
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		<title>Debt Consolidation Can Put an End to Calls from Creditors</title>
		<description>by Marlin Baccus

It is a stressful thing to watch as the bills pour end week after week and know you do not have the money to even meet the minimum payment requirements.    Add to that the annoying and quite frequent phone calls from creditor and debt collectors. ...</description>
		<link>http://www.bankchargerefunds.com/debt-consolidation-can-put-an-end-to-calls-from-creditors/</link>
			</item>
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		<title>Chapter 7 Versus Chapter 13 Bankruptcy</title>
		<description>by William Blake

Are you at that financial point in your life where you're considering filing for bankruptcy?  There are two types of bankruptcy for you to consider as an individual:  Chapter 7 and Chapter 13. They are very different and you need to learn the details of both ...</description>
		<link>http://www.bankchargerefunds.com/chapter-7-versus-chapter-13-bankruptcy/</link>
			</item>
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		<title>What Is a Line of Credit?</title>
		<description>by William Blake

This is a good question and not one in which people understand very well when thinking about their financial lives.  When you think about your finances and you think about buying different products in your life, you have the need for a loan at times and you ...</description>
		<link>http://www.bankchargerefunds.com/what-is-a-line-of-credit/</link>
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